There have been real life experiences with our clients and associates where they have borrowed funds from teh Bajaj Finance Limited and Bajaj Housing Finance Limited, When they went on to pay the loans they were asked to pay hefty preclosure charges or applied Annual maintenance charges beyond the contracted charges. When objected or the applications or complaints were made for the incorrect charges certain forged documents were produced by the company officials with the forged signatures of borrowers. It is advised that borrow from such company only when you have case of life and death only. ALso keep signed copies of the sanction letters and agreements in original with you before taking the disbursements.